Click to get the best insurance for a small business

We recommend the business insurance you need and find your best value.

Mylo is an independent insurance broker who specializes in small and growing businesses. Combining award-winning technology, expert agents and 10 years of insurance innovation, we make it easy to:

Get an expert coverage recommendation in minutes
Compare quotes from top business insurance companies
Talk with expert agents who specialize in your industry
Find the best combination of coverage + price

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Or talk with a small business insurance specialist:

844-863-5950

What insurance does a small business need?

Most owners start with these coverages but we'll give you a personalized recommendation.

Mylo makes it easy

With superior tech and deep insurance expertise, Mylo will:

Recommend coverage

Shop leading carriers

Find your ideal policy

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You know your business. We know insurance.

Every day you move faster, work harder and think bigger. Mylo is a small business insurance expert who can save you time and effort by recommending your ideal coverage and finding the best value from top-rated commercial insurance carriers.

Why Mylo? Glad you asked!

Small business insurance leader since 2015
4.8 (out of 5) Google Reviews rating
Better Business Bureau Accredited
40+ top-rated commercial insurance partners
Expert agents + Award-winning Mind of Mylo™ technology

My agent was so responsive, knowledgeable and committed to determining my company’s insurance needs. I wish she could broker all the insurance in my life! I really felt like I had an advocate in Mylo. (Amy, Austin, TX)

Business insurance FAQs

Protecting what you're building is our favorite thing!

Why do I need small business insurance?

That’s easy – it’s designed to keep you in business. The right insurance shields what you're building from the high costs of lawsuits, damaged property, lost income and other surprises that could bankrupt a growing company. You can save money by bundling some of these together.

How do I shop for insurance with Mylo?

Just answer a few questions about your industry and company, and our **Mind of Mylo™ AI ** recommends your ideal coverage and lets you compare quotes from leading insurance carriers to find your best value. You can shop online or over the phone with a licensed advisor and receive the same personalized recommendation.

What business insurance is required by law?

Most states require **COMMERCIAL AUTO** for any vehicle you operate in your business. If you have employees, most states require **WORKERS' COMPENSATION**. Most states don't require **GENERAL LIABILITY**, but many of your contracts with landlords, partners and vendors will.

Can I get advice from a real human being?

Yes! Mylo has agents licensed in all 50 states with specialized knowledge of individual industries. They've earned an industry-leading **67 NPS** (customer satisfaction score from -100 to 100) and **Google Reviews rating of 4.8** (out of 5). Reviews praise their friendliness, efficiency, deep knowledge and easy-to-understand explanations.

What do most small business owners carry?

**A BUSINESS OWNER'S POLICY** combines three important coverages to save you money: - **GENERAL LIABILITY** helps pay for medical expenses or lawsuits if someone is accidentally injured by your business - **PROPERTY** helps repair or replace damaged business property - **BUSINESS INTERRUPTION** compensates you for lost revenue from property damage **WORKERS' COMPENSATION** covers medical care and lost wages if you have employees and they're injured on the job. **COMMERCIAL AUTO** covers damages or injuries caused by any vehicles you use for business purposes. **OTHER COVERAGES** may also be recommended depending on your business.

Can I buy business insurance 100% online?

Depending on the coverage and carrier, you may be able shop online and purchase a policy on the spot without talking to an agent. In most cases, an agent finalizes your policy after you've received a recommendation and compared quotes online.

What insurance carriers do you work with?

Mylo partners with **over 40** A rated commercial insurance carriers ("A rated" means they rank at the top of the industry in their financial strength and ability to pay claims). Our well-known partners include **Travelers, Liberty Mutual, The Hartford, Hiscox and more.**

Will you find me the lowest price?

By comparing quotes from multiple business insurance carriers, we can find you the best available savings and sometimes switch your current policy to one you like better. But we also look out for your best interests overall – which means making sure you have the **right levels of coverage** to hold onto your valuable business assets.

Can I only carry what a contract requires?

That's not a good idea. Many new business owners only carry a minimum level of **GENERAL LIABILITY** because it's required by a contract with a landlord, vendor or other partner. But this leaves them vulnerable to other surprise expenses. For instance, if their inventory is destroyed in a fire, only **PROPERTY** insurance will help them replace it.

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Business owners like what we do

(But we can't wait to hear what you think!)

Took the time to learn about our business

My agent took the time to learn about our business, was patient and made us aware of the unique benefits of his recommended coverage that would positively impact our company.

Diane, Jacksonville, FL

Loved the simple and smooth process

I loved how simple and smooth the process was. And yet the results felt thorough and comprehensive. Incredibly helpful tool I'd recommend to anyone.

Tom, Kansas City, MO

Got me the best rate possible

My agent was tremendously helpful and got me the best rate possible. It felt like Mylo didn't just want my business -- they wanted to earn it.

Gabe, McMinnville, OR

Clear answers for every business owner:

Wait! Doesn’t my LLC already protect me?

A Limited Liability Corporation protects you - not your business. Find out why you still need insurance.

Workers' Comp - what's in it for me?

If you’re an employer, you probably know that you might be required to carry Workers’ Comp and it's good for your employees. But did you know that it’s really good for you too?

When should I shop for a BOP?

Good news: if you’re a BOP holder, you always get the “special” top tier of business insurance. You’re platinum, baby! Learn more benefits & options.